4-H On My Own

How does it work?

On My Own is a fun and engaging financial education simulation for junior and senior high youth. Students imagine that they are adults with the responsibility of being the major income provider for a household that may include a spouse and/or children. Using a hypothetical occupation and income, participants work through a month of household purchases including housing, utilities, transportation, insurance, food, childcare, clothing, entertainment, and unexpected expenses.

  • Big Money Bank
  • Connections
  • Kiddie Cottage
  • Lick Your Chops Grocery
  • Living Large Realty
  • Major Moola Mall
  • Motor Mania
  • Party Alley

After each choice, students write a check and subtract the amount from their registers.  They may also receive a chance card which represents unexpected expenses and incomes encountered in real life.

Wheeler McCulloch Profile Page
Wheeler McCulloch
Extension Agent I, Giles County